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The typical modification results in a 40 percent drop in a monthly mortgage payment

Roughly 4.6 million U.S. homeowners are still technically eligible for the Making Home Affordable program

More than 4 Million families have had their mortgages permanently modified since April, 2009
Source:, Creating Pathways to Opportunity Oct 14, 2011

Discover Your Potential Savings

If you're struggling with your mortgage, our partners can match you with programs for which you may qualify. According to the Department of Housing and Urban Development, the typical mortgage modification results in a 40% drop in monthly payment.



Lower Your Mortgage Payment Without Refinancing

Nearly 1 in 4 American homeowners are unable to afford their mortgage payments, or owe more than their home is worth. If you are one of these 11.1 million homeowners, you may be eligible to modify your loan.

A Loan Modification is a process of modifying your current mortgage to give you a lower interest rate, and or reduce your principal balance. This allows you to receive a lower monthly payment, without having to refinance.

The Treasury Department has allocated $75 billion in incentives to the lending community to in exchange for modifying loans within their portfolio

Can You Answer Yes to Any of these Questions?

If so, you may qualify for programs in your area to reduce the payments on your current loan, modify your loan balance, and avoid foreclosure.

1. Are you struggling with your mortgage, or facing foreclosure?

2. Are you trapped in a high mortgage rate and unable to refinance?

3. Are your mortgage payments too high?

*Your payment history is not a factor in qualifying you for this program. You may be delinquent or current.



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The United Homeowner Advocacy Network is not connected nor affiliated or otherwise associated with or endorsed, sponsored, or approved by the United States government in any way.